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Glossary

Adverse action notice

The notice an employer must send before and after rejecting you because of a background check.

In more detail

Under the FCRA an employer must send a pre-adverse-action notice with a copy of the report and a summary of your rights before making a decision final, then a final adverse-action notice naming the agency that supplied the report. The gap between the two is your window to dispute an error.

Why it matters to you

A large share of employers skip the pre-adverse-action notice. If you were rejected after a background check and never received a copy of it, that is itself a violation — and it is why you never got the chance to say the record was sealed.

What to do

If you suspect a background check cost you a job and you got no notice, request the report from the agency directly and keep the evidence of what you did and did not receive.

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